.obji-section{background:#fff;padding:5rem 2rem;position:relative;overflow:hidden}.obji-section:after,.obji-section:before{content:"";position:absolute;border-radius:50%;pointer-events:none}.obji-section:before{width:480px;height:480px;top:-160px;left:-140px;border:55px solid rgba(0,166,162,.07)}.obji-section:after{width:380px;height:380px;bottom:-120px;right:-100px;background:radial-gradient(circle,rgba(12,46,80,.06) 0,transparent 70%)}.obji-bg-dots{position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(circle,rgba(0,166,162,.3) 1.5px,transparent 0);background-size:28px 28px;mask-image:linear-gradient(to bottom right,transparent 30%,rgba(0,0,0,.9) 60%,transparent 90%);-webkit-mask-image:linear-gradient(to bottom right,transparent 30%,rgba(0,0,0,.9) 60%,transparent 90%)}.obji-inner{max-width:1200px;margin:0 auto;display:flex;flex-direction:column;gap:3rem;position:relative;z-index:1}.obji-label{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgb(0,166,162);margin-bottom:.75rem}.obji-title{font-size:clamp(1.75rem,4vw,2.75rem);font-weight:700;color:#0c2c54;margin-bottom:1rem;line-height:1.2}.obji-intro{font-size:1.1rem;font-weight:500;line-height:1.8;color:#444;margin:0}.obji-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.obji-card{border-radius:16px;padding:2rem;display:flex;flex-direction:column;gap:1rem}.obji-card--teal{background:#e6f7f7}.obji-card--navy{background:#eef1f8}.obji-icon{display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:12px;flex-shrink:0}.obji-icon--teal{background:rgba(0,166,162,.15);color:rgb(0,166,162)}.obji-icon--navy{background:rgba(12,44,84,.1);color:#0c2c54}.obji-heading{font-size:1.1rem;font-weight:700;color:#0c2c54;margin:0;line-height:1.3}.obji-text{font-size:1rem;font-weight:500;line-height:1.75;color:#444;margin:0}@media (max-width:640px){.obji-grid{grid-template-columns:1fr}.obji-section{padding:3.5rem 1.25rem}}.smf-section{background:#f8fafc;padding:5rem 2rem;position:relative;overflow:hidden}.smf-section:after,.smf-section:before{content:"";position:absolute;border-radius:50%;pointer-events:none}.smf-section:before{width:500px;height:500px;top:-170px;right:-150px;border:55px solid rgba(12,44,84,.06)}.smf-section:after{width:380px;height:380px;bottom:-120px;left:-90px;background:radial-gradient(circle,rgba(0,166,162,.08) 0,transparent 70%)}.smf-bg-dots{position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(circle,rgba(0,166,162,.3) 1.5px,transparent 0);background-size:28px 28px;mask-image:linear-gradient(to bottom left,transparent 25%,rgba(0,0,0,.9) 55%,transparent 88%);-webkit-mask-image:linear-gradient(to bottom left,transparent 25%,rgba(0,0,0,.9) 55%,transparent 88%)}.smf-inner{max-width:1200px;margin:0 auto;display:flex;flex-direction:column;gap:2.5rem;position:relative;z-index:1}.smf-label{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgb(0,166,162);margin-bottom:.75rem}.smf-title{font-size:clamp(1.75rem,4vw,2.75rem);font-weight:700;color:#0c2c54;margin-bottom:1rem;line-height:1.2}.smf-intro{font-size:1.1rem;font-weight:500;line-height:1.8;color:#444;margin:0}.smf-carousel-section{display:flex;flex-direction:column;gap:1.5rem}.smf-carousel-overflow{clip-path:inset(-40px 0)}.smf-carousel-track{display:flex;gap:1.5rem;overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;scrollbar-width:none;padding-bottom:.25rem}.smf-carousel-track::-webkit-scrollbar{display:none;height:0;width:0}.smf-carousel-track::-webkit-scrollbar-track{background:transparent!important}.smf-card{flex:0 0 calc(100% - 10rem);scroll-snap-align:start;border-radius:16px;padding:2rem;display:flex;flex-direction:column;gap:1.25rem}.smf-card--teal{background:#e6f7f7}.smf-card--navy{background:#eef1f8}.smf-badge{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.6rem;font-weight:800;flex-shrink:0;line-height:1}.smf-badge--teal{background:rgba(0,166,162,.18);color:rgb(0,120,117)}.smf-badge--navy{background:rgba(12,44,84,.12);color:#0c2c54}.smf-card-title{font-size:1.15rem;font-weight:700;color:#0c2c54;margin:0;line-height:1.3}.smf-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.5rem}.smf-list-item{font-size:.97rem;font-weight:500;color:#444;padding-left:1.25rem;position:relative;line-height:1.55}.smf-list-item:before{content:"";position:absolute;left:0;top:.55em;width:6px;height:6px;border-radius:50%}.smf-list-item--teal:before{background:rgb(0,166,162)}.smf-list-item--navy:before{background:#0c2c54}.smf-controls{gap:1.25rem}.smf-btn,.smf-controls{display:flex;align-items:center;justify-content:center}.smf-btn{width:40px;height:40px;border-radius:50%;border:1.5px solid #e8edf2;background:#fff;color:#0c2c54;cursor:pointer;transition:border-color .2s ease,background .2s ease,color .2s ease;flex-shrink:0}.smf-btn:hover:not(:disabled){border-color:rgb(0,166,162);background:rgba(0,166,162,.06);color:rgb(0,166,162)}.smf-btn:disabled{opacity:.3;cursor:default}.smf-dots{display:flex;align-items:center;gap:.5rem}.smf-dot{width:8px;height:8px;border-radius:50%;border:none;background:#d1d5db;cursor:pointer;padding:0;transition:background .2s ease,width .2s ease}.smf-dot--active{background:rgb(0,166,162);width:24px;border-radius:4px}@media (max-width:576px){.smf-card{flex:0 0 calc(100% - 2rem)}.smf-section{padding:3.5rem 1.25rem}}